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Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

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Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

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Blog Post | Transportation

Breaking the Silence on Transportation and the Climate

Transportation policy-makers in most states and at the federal level have simply never seen it as their business to consider, much less act to reduce, the climate impacts of their infrastructure investment decisions. The Obama administration’s actions last week, however tentative, suggest that that is about to change.

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Blog Post | Transportation

Major Milestone for Transportation in Colorado | Danny Katz

Today, a new rail line opens that connects Denver’s International Airport with downtown Denver. The “A line,” as it is known, is one of nine lines of light-rail, commuter rail and bus rapid transit that will connect the Denver metro area when it is all completed. This was a major priority for CoPIRG and we campaigned heavily for it, knocking on doors, organizing community events, building a broad coalition and securing support in the media and from elected officials.

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Blog Post | Transportation

All Americans Deserve Clean Air to Breathe, On Earth Day and Every Day | Sean Doyle

U.S. DOT asks if we should measure global warming pollution from transportation.

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News Release | CoPIRG | Consumer Protection

As 9-1-1 Fees Rise, Senate Bill Aims to Disconnect Consumer Watchdog

On the day a State Senate committee considers a bill to stop Colorado’s consumer watchdog from reviewing the 9-1-1 fees charged to Coloradans each month on their telephone bills, a new report highlights how some Colorado residents fees are four times higher than others. According to the report by CoPIRG, 9-1-1 surcharges on customer telephone bills, which fund a patchwork of local communities’ 9-1-1 services like Call Centers, have grown by 44% since 1998 and residents in Summit County and San Juan County in Colorado pay the highest fees.

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News Release | CoPIRG | Consumer Protection

Governor Steps up to the Plate for Consumers

Governor John Hickenlooper stepped up to the plate for consumers on Monday by calling for the full reauthorization of Colorado’s Consumer Advocate, the Office of Consumer Counsel (OCC). For 30 years, the OCC has gone to bat for consumers and saved Coloradans $1.7 billion but could be permanently benched if the Legislature does not renew the agency by May 6th.

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News Release | CoPIRG | Consumer Protection

Legislature, Governor Must Step up to the Plate for Consumers

 Despite a 30-year track record of going to bat for consumers and saving Coloradans $1.7 billion, Colorado’s Consumer Advocate is in danger of being permanently benched if the Colorado General Assembly and Governor do not step up to the plate and reauthorize it. With just ten days left before the Legislature adjourns, CoPIRG launched a late inning push to get the Legislature and Governor to go to bat for Colorado’s consumer MVP so it can continue to fight for consumers on electric, gas and telecommunication utility issues in the upcoming years.

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News Release | CoPIRG | Consumer Protection

Legislature, Governor Must Step up to the Plate for Consumers?

 Despite a 30-year track record of going to bat for consumers and saving Coloradans $1.7 billion, Colorado’s Consumer Advocate is in danger of being permanently benched if the Colorado General Assembly and Governor do not step up to the plate and reauthorize it. With just ten days left before the Legislature adjourns, CoPIRG launched a late inning push to get the Legislature and Governor to go to bat for Colorado’s consumer MVP so it can continue to fight for consumers on electric, gas and telecommunication utility issues in the upcoming years.

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News Release | CoPIRG | Tax

Key Committee Approves Bill to Close Offshore Tax Haven Loophole

The Colorado House Finance Committee approved a bill that would close a tax loophole that allows large multinational corporations to avoid paying their share in taxes. The bill, HB15-1346, sponsored by State Representatives Brittany Pettersen and Mike Foote, would close the so-called “water’s edge loophole” that some companies use to dodge their Colorado tax bill leaving average Colorado families and small businesses to pick up the tab.

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Report | CoPIRG Foundation | Budget, Tax

SUBSIDIZING BAD BEHAVIOR

BP’s recent $4.5 billion legal settlement with the Justice Department for its misdeeds in the Gulf oil spill was historic for being the largest ever criminal settlement. But it was historic for another reason as well—none of it is allowed to be tax deductible. Unfortunately, too many settlements for wrongdoing end up as tax deductions.

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Report | CoPIRG Foundation | Budget, Tax

WHAT AMERICA COULD DO WITH $150 BILLION LOST TO OFFSHORE TAX HAVENS

Many corporations and wealthy individuals use offshore tax havens—countries with minimal or no taxes—to avoid paying $150 billion in U.S. taxes each year. By shielding their income from U.S. taxes, corporations and wealthy individuals shift the tax burden to ordinary Americans, who must pick up the tab in the form of cuts to public services, more debt, or higher taxes. The $150 billion lost annually to offshore tax havens is a lot of money, especially at a time of difficult budget choices. To put this sum in perspective, we present 16 potential ways that income could be used.

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Report | CoPIRG | Consumer Protection

Trouble in Toyland: 27th Annual Survey of Toy Safety

The 2012 Trouble in Toyland report is the 27th annual Colorado Public Interest Research Group (CoPIRG) survey of toy safety. In this report, CoPIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards.

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Report | CoPIRG | Democracy

Million-Dollar Megaphones

Outside spending by organizations that aggregate unlimited contributions from wealthy individuals and institutions is playing a significant role in the 2012 election cycle, and much of it is not disclosed.

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Report | CoPIRG | Tax

Apples to Twinkies 2012

At a time when America is facing an obesity epidemic, crushing debt and a weak economy, billions of taxpayer dollars are subsidizing junk food ingredients.

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Blog Post | Public Health, Food

It keeps getting better | Steve Blackledge

By next summer, all of the chicken served on Papa John's pizzas and poppers will be raised without antibiotics. The pizza chain's announcement adds them to a growing list of restaurants that are helping to stop the overuse antibiotics on large industrial farms.

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Blog Post | Public Health, Food

Predictable Problems in the FDA Annual Report | Bill Wenzel

Not only did the FDA’s voluntary Guidance for Industry #213 not lower the sale and use of antibiotics for food-producing animals, these sales actually increased 4%.

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Blog Post | Financial Reform

House Committee Launches Trojan Horse Assault On State Privacy Laws | Ed Mierzwinski

This afternoon (Tuesday, 8 December), the U.S. House Financial Services Committee launches a massive attack on state privacy laws. Hidden inside a seemingly modest proposal to establish federal data breach notice requirements is a Trojan Horse provision designed to to take state consumer cops off the privacy beat, completely and forever. That's wrong, because the states have always been key first responders and leaders on privacy threats that Congress has ignored, from credit report accuracy and identity theft to data breaches and do-not-call lists.

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Blog Post | Public Health

The Phantom, and Other Menaces | Anya Vanecek

In the midst of warnings that the post-antibiotic era is quickly approaching, we see evidence that it has already arrived.

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Blog Post | Transportation

Pulling a FAST one on our Transportation Future | Sean Doyle

For the first time in a decade, and after roughly three dozen short-term extensions, Congress has pulled together and passed a transportation-funding law lasting longer than two years. There is only one problem: the new law is the wrong deal for the country.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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