Home

What's New

Blog Post | Consumer Protection

As CFPB Escalates Drive Toward Protections, Study Finds CFPB Enforcement Works | Ed Mierzwinski

This month the CFPB issued its proposed rule prohibiting class action bans in small-print mandatory arbitration clauses; in June it is expected to release its high-cost small dollar lending (payday and auto title loan) proposed rule. Meanwhile, as CFPB's industry opponents hide behind astroturf front groups and Congressional opponents use backdoor attacks, a law professor has released a major report finding that "from its inception [in 2011] through 2015 the agency had a 122-and-0 track record in its publicly announced enforcement actions" and that 93% (over $10.5 billion) of funds recovered for consumers have been for deceptive practices -- "[f]ar from a novel legal theory."

> Keep Reading
Blog Post | Transportation

Why Is Our Infrastructure So Terrible? | Sean Doyle

America is facing a $1.4 trillion infrastructure funding crisis. This isn't some distant problem; it's already having a real effect on everyday Americans.

> Keep Reading
Blog Post | Transportation

Good Things Come to Those On Bikes | Sean Doyle

Pull the bike out of the closet, pump up those tires, and dust off the helmet because it's Bike to Work Week!

> Keep Reading
Blog Post | Consumer Protection

You might not know this about overdraft fees | Kathryn Lee

Did your bank sell you on the idea that it’s embarrassing for you to have your debit card declined for a $3 cup of coffee, and that you should pay them $35 each time for “overdraft protection”? Those big fees are what’s embarrassing. Unless you say yes to allow fees, you cannot be charged for over-drafting your debit card.

> Keep Reading
Blog Post | Transportation

Don’t Believe the Hype – Millennials’ Transportation Habits Are Changing | Sean Doyle

Despite news stories claiming that Millennials are buying up cars at record rates, the reality is quite different. After adjusting previous studies to account for differences in the size of the generations measured, on a per-capita basis, Millennials are 29 percent less likely than members of Generation X to own a car.

> Keep Reading

Pages

News Release | CoPIRG | Consumer Protection

As 9-1-1 Fees Rise, Senate Bill Aims to Disconnect Consumer Watchdog

On the day a State Senate committee considers a bill to stop Colorado’s consumer watchdog from reviewing the 9-1-1 fees charged to Coloradans each month on their telephone bills, a new report highlights how some Colorado residents fees are four times higher than others. According to the report by CoPIRG, 9-1-1 surcharges on customer telephone bills, which fund a patchwork of local communities’ 9-1-1 services like Call Centers, have grown by 44% since 1998 and residents in Summit County and San Juan County in Colorado pay the highest fees.

> Keep Reading
News Release | CoPIRG | Consumer Protection

Governor Steps up to the Plate for Consumers

Governor John Hickenlooper stepped up to the plate for consumers on Monday by calling for the full reauthorization of Colorado’s Consumer Advocate, the Office of Consumer Counsel (OCC). For 30 years, the OCC has gone to bat for consumers and saved Coloradans $1.7 billion but could be permanently benched if the Legislature does not renew the agency by May 6th.

> Keep Reading
News Release | CoPIRG | Consumer Protection

Legislature, Governor Must Step up to the Plate for Consumers

 Despite a 30-year track record of going to bat for consumers and saving Coloradans $1.7 billion, Colorado’s Consumer Advocate is in danger of being permanently benched if the Colorado General Assembly and Governor do not step up to the plate and reauthorize it. With just ten days left before the Legislature adjourns, CoPIRG launched a late inning push to get the Legislature and Governor to go to bat for Colorado’s consumer MVP so it can continue to fight for consumers on electric, gas and telecommunication utility issues in the upcoming years.

> Keep Reading
News Release | CoPIRG | Consumer Protection

Legislature, Governor Must Step up to the Plate for Consumers?

 Despite a 30-year track record of going to bat for consumers and saving Coloradans $1.7 billion, Colorado’s Consumer Advocate is in danger of being permanently benched if the Colorado General Assembly and Governor do not step up to the plate and reauthorize it. With just ten days left before the Legislature adjourns, CoPIRG launched a late inning push to get the Legislature and Governor to go to bat for Colorado’s consumer MVP so it can continue to fight for consumers on electric, gas and telecommunication utility issues in the upcoming years.

> Keep Reading
News Release | CoPIRG | Tax

Key Committee Approves Bill to Close Offshore Tax Haven Loophole

The Colorado House Finance Committee approved a bill that would close a tax loophole that allows large multinational corporations to avoid paying their share in taxes. The bill, HB15-1346, sponsored by State Representatives Brittany Pettersen and Mike Foote, would close the so-called “water’s edge loophole” that some companies use to dodge their Colorado tax bill leaving average Colorado families and small businesses to pick up the tab.

> Keep Reading

Pages

Report | CoPIRG | Tax

Apples to Twinkies 2012

At a time when America is facing an obesity epidemic, crushing debt and a weak economy, billions of taxpayer dollars are subsidizing junk food ingredients.

> Keep Reading
Report | CoPIRG | Tax

Picking Up the Tab

Some U.S.-based multinational firms or individuals avoid paying U.S. taxes by transferring their earnings to tax haven countries with minimal or no taxes. These tax haven users benefit from their access to America’s markets, workforce, infrastructure and security; but they pay little or nothing for it—violating the basic fairness of the tax system and forcing other taxpayers to pick up the tab.

> Keep Reading
Report | CoPIRG | Transportation

Transportation and the New Generation

From World War II until just a few years ago, the number of miles driven annually on America’s roads steadily increased. Then, at the turn of the century, something changed: Americans began driving less. By 2011, the average American was driving 6 percent fewer miles per year than in 2004. The trend away from driving has been led by young people.

> Keep Reading
Report | CoPIRG | Tax

Following the Money 2012

Colorado received a “C-” when it comes to government spending transparency, according to Following the Money 2012: How the States Rank on Providing Online Access to Government Spending Data, the third annual report of its kind by the Colorado Public Interest Research Group (CoPIRG). 

> Keep Reading

Pages

Blog Post | Public Health

The Phantom, and Other Menaces | Anya Vanecek

In the midst of warnings that the post-antibiotic era is quickly approaching, we see evidence that it has already arrived.

> Keep Reading
Blog Post | Transportation

Pulling a FAST one on our Transportation Future | Sean Doyle

For the first time in a decade, and after roughly three dozen short-term extensions, Congress has pulled together and passed a transportation-funding law lasting longer than two years. There is only one problem: the new law is the wrong deal for the country.

> Keep Reading
Blog Post | Public Health

Not-so-secret-Santas in Congress Using Spending Bill To Roll Back Health, Safety, Wallet Protections | Ed Mierzwinski

With spending authorization for the federal government set to end on December 11, Congressional leaders are working with powerful special interests on their not-so-Secret-Santa lists to use spending bills as vehicles to gut health, safety and wallet protections popular with the general public but not with Wall Street or the U.S. Chamber of Commerce. They know they cannot win a fair fight. So they’re loading up the must-pass funding bill with so-called “riders,” which are unrelated policies that couldn’t get passed on their own. Everything we fought for in Wall Street reform, including the CFPB, is on the chopping block. So are many other PIRG health, safety, wallet and democracy priorities.

> Keep Reading
Blog Post | Transportation

Transportation policy is health policy | Sean Doyle

While transportation is often just thought of as how we get from point A to point B, the way we choose to do so can have important consequences on our physical health, air quality, safety, the development of our cities, and how we interact within them.

> Keep Reading
Blog Post | Consumer Protection

30 Years of "Trouble in Toyland," 30 Years of Safety Improvements | Anna Low-Beer

Every year, U.S. PIRG Education Fund releases Trouble in Toyland, a report on toy safety which examines toys bought at major national retailers, looking for safety hazards including toxic toys, choking hazards, labeling violations, powerful magnets, and excessibely loud toys. We continue to find these hazards on store shelves, which indicates the need for continued vigilance and adequate enforcement of safety regulations. But despite lingering dangers, in the last 30 years, we've come a long way in terms of both policy and compliance with standards.

> Keep Reading

Pages

DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

support us

Your donation supports CoPIRG's work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.

consumer alerts

Join our network and stay up to date on our campaigns, get important consumer updates and take action on critical issues.
Optional Member Code