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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Public Health

Flint Pediatrician Gave a Voice to the Voiceless in Flint, Michigan | Anna Low-Beer

Dr. Mona Hanna-Attisha is the Flint pediatrician who led the charge in proving that Flint water was tainted by lead and was poisoning the community. Without her drive and dedication to the children of Flint, it is hard to say how long government officials might have left the public in the dark about the mounting crisis. In honor of Women’s History Month we’re recognizing Dr. Hanna-Attisha -- a doctor, mother, and activist -- who has relentlessly fought for the public interest. 

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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News Release | CoPIRG Foundation | Public Health

Stop the Superbugs: CoPIRG, Doctors Call for End to Antibiotic Overuse on Factory Farms

The CoPIRG Foundation, along with medical professionals across Colorado, called upon the Obama Administration today to immediately restrict the use of antibiotics on factory farms when animals are not sick. They are part of a nationwide coalition of more than 2,000 medical professionals working against the declining effectiveness of antibiotics due to overuse and misuse.

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News Release | CoPIRG | Transportation

Bill to Increase Public Protections in Private Road Deals Vetoed by Governor Hickenlooper

Governor Hickenlooper vetoed a bi-partisan bill, SB-197, that would increase transparency and public protections in private road deals. The Legislature passed SB-197 in response to the immense public outcry after Colorado entered into a 50-year deal with a private company to build and manage parts of U.S. 36 including new toll lanes. 

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News Release | CoPIRG Foundation | Safe Energy

VICTORY: PUC Rejects Xcel’s Energy Savings Rollback Proposal

On Wednesday, the Colorado Public Utilities Commission rejected Xcel Energy’s proposal to cut their energy savings programs by nearly a third from their 2014 level. The PUC also tightened up the rules around bonuses that Xcel can generate from meeting their goals and directed Xcel Energy to develop plans for new energy saving opportunities.

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Media Hit | Safe Energy

Don't retreat on Xcel energy efficiency goals

There is no question Xcel Energy's efficiency savings program has been a success since 2009, saving customers nearly 1.6 billion kilowatt-hours a year.

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Media Hit | Transportation

US 36 bill head's to Governor's desk

A bill that requires more public scrutiny of public-private road deals passed the House of Representatives on Monday and is heading to Gov. John Hickenlooper's desk for signing.

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Report | CoPIRG

Smart Savings

There are many practical ways to use energy more efficiently to save Coloradans money and protect public health. Our report looks at 10 different policies:

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Report | CoPIRG | Food

Recipe for Disaster

Last month’s nationwide recall of half a billion eggs was just one of more than 85 national recalls involving 153 food companies since July 2009.  During this time, the U.S. Senate has failed to pass needed protections.

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Report | CoPIRG | Budget, Tax

Following the Money 2010

The ability to see how government uses the public purse is fundamental to democracy. This report rates the 50 States in how well they provide online access to government spending data.

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Report | CoPIRG | Transportation

Transportation Freedom Day 2010

To highlight the differences in transportation costs per city, CoPIRG released data from the Center of Neighborhood Technology that calculated each city’s Transportation Freedom Day - the date in which a typical household has earned enough to cover its annual transportation costs. That day tends to arrive earlier for residents of cities with more car-alternatives to getting around.

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Report | CoPIRG | Transportation

Colorado's Transportation Crossroads

Colorado’s transportation network does a poor job of meeting the needs of the state’s residents.

Expanding public transportation can provide more Coloradans with alternatives to driving, while laying the foundation for an efficient transportation system for the 21st century.

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Blog Post | Consumer Protection

House holds stacked hearing to attack retirement savings rule proposal | Ed Mierzwinski

The House Financial Services Committee is holding a typically stacked hearing -- one consumer-side witness against four Wall Street-backed lobbyists  -- to attack the important retirement savings rule proposed by the Department of Labor. The rule simply requires retirement advisors to put the customer's needs  -- not their own compensation -- first.

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Blog Post | Consumer Protection

Court Reinstates Case Against Bank That Aided Senior Citizen Fraud | Ed Mierzwinski

This week, the 3rd Circuit, U.S. Court of Appeals overturned a lower court decision that had denied class action status to victims of a scheme targeting senior citizens who were suing Zions Bank and its payment processor affiliates for aiding the fraudsters. U.S. regulators led by the Department of Justice have been fighting this and similar schemes, yet powerful special interests have managed to create a false narrative in Washington, DC that has been picked up by opponents of consumer protection laws. They falsely claim that the government's target is "legitimate" payday lenders and gun dealers. Wrong, the target is financial crimes against consumers, many consumers.

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Blog Post | Public Health

Meet the [antibiotic-free] Chef: Hosea Rosenberg, BlackBelly | Anya Vanecek

Recently, I sat down with Chef Hosea Rosenberg, owner of BlackBelly restaurant in Boulder, CO, to find out why antibiotic-free meat was as good for business as it is for public health.

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Blog Post | Consumer Protection

IRS Admits Data Breach Worse Than Thought, Will Congress Do Wrong Thing Anyway? | Ed Mierzwinski

This week, the IRS has admitted that thieves accessed the personal information -- enough to allow them to take your tax refund -- of an additional 220,000 taxpayers, on top of the 114,000 reported in May. Meanwhile, we remain  concerned that Congress will use continued publicity about the Target breach and other breaches as an excuse to pass dangerous data security legislation. Dangerous? Yes, because it would only protect against limited financial identity theft harms, but eliminate stronger state protections against the harms posed by the IRS breach, the health insurance breaches and the OPM breach.

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Blog Post | Financial Reform

The More I Hear About OPM Data Breach, The Less I Know, Except This: It's Bad | Ed Mierzwinski

Was it 4 million, 14 million or 18 million records breached (how many times) (likely) by Chinese hackers? Whose fault was it? The USOPM director says no one's. Really? Perhaps the worst data breach ever raises lots of questions, but I haven't heard any good answers. Federal employees, their families, their friends and their neighbors -- because all of them could be victims -- deserve better answers, just as they deserve better service than USOPM's credit monitoring provider is giving them.

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