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Blog Post | Transportation

To Build A 21st Century America, Start Here | Jeff Robinson

The stakes in the current infrastructure debate are high. But what matters most is not the size of any federal infrastructure package, nor how it is financed, nor even how many jobs it creates in the coming years. What matters most is building the infrastructure that will enable America to respond to the challenges and opportunities of the 21st century.

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News Release | CoPIRG | Consumer Protection

Consumers Should Get Free Credit Freeze After Equifax Extends Deadline

This week, Equifax announced they would continue to waive their credit freeze fee until June 30th. CoPIRG is urging Coloradans to take advantage of this extension and get free credit freezes with Equifax if they haven’t already. However, it appears January 31st is the last day to sign up for a one year credit monitoring service for free. Equifax is offering these options to consumers after a breach of 145 million consumer records.

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Report | CoPIRG | Consumer Protection

Recommendations in Response to Equifax Breach

Equifax, one of the big three credit reporting agencies, announced on September 7th that it had been hacked, potentially compromising the data of 145 million Americans. The types of information taken from the massive credit bureau, particularly Social Security numbers and dates of birth, are the keys to new account identity theft. This means identity thieves could open fraudulent credit accounts and rack up tons of debt in your name. Here’s our recommendations for what you should do:

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Blog Post | Solid Waste

Why is it so hard to repair our stuff? | Nathan Proctor

We generate way too much waste, and companies use their power in the marketplace to make things harder to repair. That’s the idea behind “Right to Repair” laws -- they check companies ability to limit repairs and empower us to fix our own stuff. 

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News Release | U.S. PIRG | Financial Reform

We Back Legislation to Hold Credit Bureaus Accountable To Consumer-Victims For Breaches

Since the massive Equifax data breach, three things, among others, have been made very clear: (1) A credit bureau breach is worse than other breaches, because the bureaus hold a vast trove of our personal information useful to identity thieves; (2) The bureaus treat us with disdain, as products, not customers; (3) The credit bureaus are largely unaccountable to consumers. Our statement in suppport of the Sens. Elizabeth Warren and Mark Warner  "Data Breach Prevention and Compensation Act" to hold large credit reporting agencies (CRAs) - including Equifax - accountable for data breaches involving consumer data."

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News Release | U.S. PIRG | Financial Reform

We Back Legislation to Hold Credit Bureaus Accountable To Consumer-Victims For Breaches

Since the massive Equifax data breach, three things, among others, have been made very clear: (1) A credit bureau breach is worse than other breaches, because the bureaus hold a vast trove of our personal information useful to identity thieves; (2) The bureaus treat us with disdain, as products, not customers; (3) The credit bureaus are largely unaccountable to consumers. Our statement in suppport of the Sens. Elizabeth Warren and Mark Warner  "Data Breach Prevention and Compensation Act" to hold large credit reporting agencies (CRAs) - including Equifax - accountable for data breaches involving consumer data."

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News Release | CoPIRG Foundation | Transportation

GoI70.Com Highlights Car-free Ways to Get to the Slopes

As tens of thousands of Coloradans prepare to trek from the Front Range to the ski slopes for the Martin Luther King Jr. holiday weekend, the I-70 Coalition and CoPIRG Foundation released an updated website – GoI70.com – that highlights 12 services people can use to get to the slopes without driving their personal car. The website also provides information about travel patterns to help people organize the best times to travel, connects travelers with mountain deals that can reduce congestion at peak times, and links to real-time traffic information. 

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News Release | U.S. PIRG Education Fund | Financial Reform

Consumer Advocates File in Support of Acting CFPB Director Leandra English

This is a joint press release from U.S. PIRG Education Fund and other leading consumer and civil rights organizations explaining our amicus (friend of the court) brief filed today in support of acting CFPB director Leandra English. English was appointed acting director by outgoing director Richard Cordray, but the President has claimed authority to appoint Office of Management and Budget director Mick Mulvaney to simultaneously be acting director of the Consumer Bureau. English seeks a preliminary injunction blocking the Mulvaney appointment.

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News Release | U.S. PIRG | Public Health

2016 Shows First Decline In Antibiotics Sales For Livestock, Following Numerous Commitments From Restaurants And Food Companies

Today, the Food and Drug Administration (FDA) released its annual report of antibiotics sales for livestock and poultry, showing the first decline in year-to-year sales since recording began. Overall, sales of medically important antibiotics to food animals decreased by 14 percent from 2015 through 2016.

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Result | Higher Ed

Protecting students from unfair bank fees

We helped win protections for students from unfair fees associated with campus bank accounts. The new rules, released by the U.S. Department of Education, ban some of the worst and most predatory fees that students encounter from banks.

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Result

Energy Savings: 5 Years Later, Efficiency Policy Saves 800 Million Kwh

5 years after the landmark CoPIRG-backed energy efficiency bill passed the General Assembly, Coloradans have seen 800 million kwh of energy saved per year.

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President Appoints "America's Consumer Watchdog"

CoPIRG applauds President Obama for standing up for consumers by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau.

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Result | Health Care

656 Participate in Forums about CO Health Benefit Exchange

656 Coloradans participated in CoPIRG-oragnized forums designed to raise the voice of Coloradans around the design and implementation of the Colorado Health Benefit Exchange. 

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Result | Public Health

KIDS’ SCHOOL LUNCHES NOW SAFER

For years, America’s schoolchildren have been eating beef, chicken and other foods that would have been rejected as substandard even by fast food chains. Thanks in part to our advocacy, the U.S.D.A. has stopped buying such low-quality meat for school lunches.

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Report | CoPIRG Foundation and Frontier Group | Consumer Protection

Older Consumers in the Financial Marketplace

Older consumers are at risk of harm from predatory financial behavior. An analysis of more than 72,000 financial complaints submitted by older consumers (those 62 years of age and older) to the Consumer Financial Protection Bureau (CFPB, or Consumer Bureau) and contained in its Consumer Complaint Database suggests that mistreatment of older consumers by financial companies is widespread. 

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Report | U.S. PIRG Education Fund | Public Health

Chain Reaction III

The third annual Chain Reaction report, which grades companies on their antibiotics policies and practices, found that 14 out of the top 25 restaurants in the U.S. have taken steps to restrict the routine use of antibiotics in the production of the chicken they serve, up from nine just one year ago. While restaurant chains made great progress on chicken, the groups who authored the report found that there were no new commitments to limit antibiotic use in beef and pork.

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Report | CoPIRG and Eco-Cycle | Solid Waste

Composting: How Denver Can Achieve Sustainability from the Ground Up

Denver’s residents send more than 190,000 tons of trash to the landfill every year, enough to fill a train all the way from Denver to Fort Collins, more than 70 miles long. All this garbage leaves Denver with more than just a trashy reputation—we’re missing big opportunities to reduce climate pollution, build healthy soils that grow healthy food, recycle our waste and create local jobs. With a 20 percent recycling rate, Denver is at the back of the pack compared to other U.S. cities.

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Report | U.S. PIRG | Financial Reform

Student, Education, and Consumer Groups Defend CFPB To Congress

On February 13, nearly 60 local, state and national student advocacy, professional, consumer, educational, faith and other organizations sent a letter to Congressional leaders expressing "strong support for the crucial work the Consumer Financial Protection Bureau (CFPB) does on behalf of student loan borrowers." The "borrower-focused" letter also urged Congress "to ensure the agency remains well-positioned to solve borrowers’ problems, which includes protecting the Bureau’s single-Director structure and its independent funding, and maintaining Director Richard Cordray until his term ends.

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Report | CoPIRG Foundation and Snowriders International | Transportation

A Guide to Car-Free Skiing in Colorado

For years, the only real way for people to get from the Denver region up to the ski slopes has been to drive their personal car.  The good news is that over the last few winter seasons, options for getting to the slopes without driving your personal car have increased and smart phone technologies have made ride sharing and carpooling an increasingly efficient option.

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Blog Post | Financial Reform

We Warn Congress: After Equifax, Firms Will Step Up Trojan Horse Efforts to Eliminate State Privacy Laws | Ed Mierzwinski

Like clockwork, after any big data breach is disclosed, powerful special interests seek to turn the problem into a bigger problem for consumers by  using it as an opportunity to enact some narrow federal legislation that broadly eliminates state data breach notice, state data security and other privacy protections.  I testified yesterday in the House warning of their Trojan Horse efforts, which not only take away existing laws, but deny any new laws, even on new problems identified. 

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Blog Post | Consumer Protection

Consumer Tips and FAQ about the Equifax Breach | Mike Litt

Hackers gained access to the personal data of over 145 million Americans in the Equifax breach. Here are some recommended actions consumers can take to protect themselves and answers to frequently asked questions.

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Blog Post | Public Health

During This Intense Hurricane Season: Some Reports and Information On Storms, Chemicals and Public Safety | Kara Cook-Schultz

Hurricane Harvey was a natural disaster, and a devastating one at that. During and after the hurricane, we learned anew that it’s not only the initial storm that threatens life and limb, but also chemical facilities that are hit.  As Irma bears down on Florida, we hope for the best outcome for the people of Florida. We also want the state to prepare for the worst. In that spirit, here are some resources and information on storms, chemicals and public safety.

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Blog Post | Financial Reform

U.S. House Considers Trojan Horse Bill To Weaken Credit Bureau Laws | Ed Mierzwinski

What would you do if you knew that the Big 3 credit bureaus were in the Top 5 of complaint leaders to the Consumer Financial Protection Bureau and that their mistake-ridden reports caused consumers to either be denied jobs or pay more for or be denied credit due to those mistakes? Well, if you were the leadership of the House Financial Services Committee, you'd consider not one, but two bills to make this worse by eliminating strong consumer protections and eliminating some and limiting other damages payable to consumers when credit bureaus wreck their lives. You'd hide a massive weakening of consumer protections inside a Trojan Horse bill that claims to be about letting the credit bureaus help people.

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Blog Post | Financial Reform

States, DC Stepping Up To Protect Student Loan Borrowers | Chris Lindstrom

With the U.S. Department of Education failing to protect students from unfair practices, the states and the District of Columbia have begun to enact student loan servicing protections. Here's an overview of what's happening in the "laboratories of democracy."

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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