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News Release | CoPIRG | Consumer Protection

Coalition Turns In 188,045 Signatures to Cap Payday Loans in Colorado

Today, CoPIRG staff joined the other leaders of the Coloradans to Stop Predatory Payday Loans campaign to drop off 78 boxes containing 188,045 signatures at the Colorado Secretary of State’s office to cut and cap the interest rates and fees predatory payday lenders charge in Colorado. The number of valid signatures needed to qualify a statutory ballot measure for the November ballot is 98,000. 

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Report | CoPIRG Foundation | Public Health

Safer School Supplies: Shopping Guide

With this Safer School Supplies: Shopping Guide, parents, teachers, and students can make more informed decisions while shopping for school supplies this Back to School season. We want to give parents and teachers the option to choose school supplies that do not contain toxic chemicals. This Shopping Guide should serve as a handy tool for finding products free of several types of toxic chemicals.

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News Release | CoPIRG | Consumer Protection

Over 180,000 Signatures Gathered to Rein in Payday Lenders

Today, CoPIRG stood with the leaders of the Coloradans to Stop Predatory Payday Loans campaign in front of an ACE Cash Express payday loan store to celebrate the campaign’s success in gathering over 180,000 signatures to qualify a ballot measure for the November 2018 election. Payday loans are small loans with extremely high APRs. For example, a Colorado payday loan borrower pays an average of $119 in fees and interest to borrow $392. That’s an average annual percentage rate (APR) of 129% but it can go as high as 215%.

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Blog Post | Consumer Protection

ID Theft & Privacy Checklists | Mike Litt

Today, we're releasing our revamped Identity Theft and Online Privacy resources.

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News Release | CoPIRG Foundation | Transportation

CoPIRG Condemns Rollback of Fuel Economy Standards

In response to the Environmental Protection Agency and National Highway Traffic and Safety Administration’s proposal to roll back national fuel economy standards and strip the rights of states to adopt their own strong emissions standards, Danny Katz, Director of CoPIRG Foundation, released the following statement: “We are outraged and extremely disappointed. Fuel economy standards make cars more efficient, saving Coloradans money at the pump year-after-year. The Trump Administration’s action sucks money out of the wallets of Coloradans and Colorado businesses. 

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News Release | CoPIRG Foundation | Public Health

Asbestos Found in Claire’s Kids Makeup

Independent lab results confirm that makeup the CoPIRG Foundation and their national network, U.S. PIRG Education Fund found for sale at Claire’s retail stores across the country is contaminated with asbestos, which causes cancer. Parents and consumers need to know about these asbestos-laden makeup products. We alerted Claire’s to these test results more than a week ago and asked the company to recall these items immediately and to inform customers. Claire’s has responded, stating that it has not found asbestos contamination in its makeup products.

 

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News Release | CoPIRG Foundation, Frontier Group, Environment Colorado Research and Policy Center | Transportation

Denver Needs 1,200 More Electric Vehicle Charging Stations by 2030

With electric vehicles (EVs) hitting Colorado streets in record numbers, a new study by CoPIRG Foundation, Environment Colorado Research and Policy Center, and Frontier Group finds that the city of Denver will need to add 1,200 electric vehicle charging stations to public places by 2030 to be ready for the estimated 36,000 electric vehicles that could be on city streets by then. Currently, Denver has approximately 150 publicly-accessible charging stations on streets, in garages, and at businesses. The city of Colorado Springs will need to add 950 more stations to accommodate an estimated 26,000 EVs. Currently, Colorado Springs has approximately 50 stations. 

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News Release | CoPIRG Foundation | Public Health

Common Lip Products Contain Chemicals of Concern

We should be able to trust that the products we buy are safe — especially ones our families use every day, applied directly to our lips. However, CoPIRG Foundation released a consumer guide titled “Kiss Off” which contains examples of lipsticks, lip balms, and children’s lip products which contain ingredients linked to cancer, hormone disruption, and reproductive problems. Popular brands such as Maybelline, L'Oréal, and ChapStick made the list.

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News Release | CoPIRG | Consumer Protection

Credit Freeze for Minors Bill Approved by House Committee

CoPIRG applauds the members of the Colorado House State, Veterans, and Military Affairs Committee who voted to approve HB 1233 and give Colorado parents and guardians the authority to place credit freezes on the records of minors and individuals they legally represent. 

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News Release | CoPIRG | Consumer Protection

CoPIRG Calls for Passage of Credit Freeze for Minors Bill

CoPIRG is calling on members of the Colorado House State, Veterans, and Military Affairs Committee to approve HB 1233 today and give Colorado parents and guardians the authority to place credit freezes on the records of minors and individuals they legally represent. The bill is sponsored by Speaker Crisanta Duran (D) and Representative Polly Lawrence (R). It combines language from two previous bills that included Representative Kim Ransom (R) as a sponsor.

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Report | CoPIRG Foundation | Public Health

Ending the Abuse of Antibiotics in Livestock Production

Without urgent, coordinated action by many stakeholders, the world is headed for a post-antibiotic era, in which common infections and minor injuries which have been treatable for decades can once again kill.

Over 70% of antibiotics in classes used in human medicine are sold for use in food animals.  This is typically done to increase the speed at which animals gain weight or to prevent disease caused by unhealthy and unsanitary conditions.

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Report | CoPIRG | Transportation

Analysis of SB-197, Public Protections in Private Road Deals

Success in public-private partnerships (PPPs) for transportation projects is not measured by whether you complete a deal but rather whether that deal is good for Colorado and the public interest.

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Report | CoPIRG Foundation | Safe Energy

Compilation of SelfEEs

To show the widespread support for energy efficiency programs in Colorado, Coloradans particpated in CoPIRG, Environment Colorado and the Southwest Energy Efficiency Project's SelfEE campaign.

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Report | CoPIRG | Tax

Picking Up the Tab 2014

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. This report looks at the cost of this abuse to taxpayers and small businesses.

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Report | CoPIRG | Safe Energy

Factsheet: Xcel's Goals, Actuals and Future Recommendations

View a chart of Xcel's energy saving goals and actuals for the last five years and their proposal and SWEEP's recommendations for the next five years.

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Blog Post | Financial Reform

CFPB Finds So-Called Overdraft Protection Costs Some $450/Year | Ed Mierzwinski

This week, the Consumer Financial Protection Bureau (CFPB) rolled out draft "Know Before You Owe" disclosures for banks marketing so-called "Standard Overdraft Protection," a controversial product that requires consumers to "opt-in" for the "privilege" of overdrafting debit and ATM transactions for a so-called convenience fee averaging $34. It also  released a study that finds that at-risk consumers who opt-in pay $450/year more in fees than other at-risk consumers.

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Blog Post | Financial Reform

It Makes No Sense to Eliminate Successful CFPB, Weaken Wall Street Reforms | Ed Mierzwinski

The successful CFPB turns 6 years old tomorrow, July 21. It's already returned nearly $12 Billion to over 29 million consumers harmed by unfair financial practices. Here is a birthday look at the Consumer Bureau's body of work so far and why it makes no sense for Congress to roll it back at the request of Wall Street lobbyists and other special interests.

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Blog Post | Financial Reform

Telco, Cable Guys Assault State Broadband Privacy Efforts, Sacramento Key Battleground | Ed Mierzwinski

After the new FCC chair and Congress rolled back pending Obama-era broadband privacy rules applying to collection and use of your personal information by Internet Service Providers (generally large telephone and cable companies) the states (and some cities) moved to replace protections. AT&T, Verizon and Comcast swiftly sent lobbyists out around the nation to quash the efforts. This week, Sacramento is under siege by a phalanx of ISP lobbyists as a key California proposal, AB375 (Chau) is considered. Key Senate committee votes occur Tuesday.

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Blog Post | Public Health, Food

EPA’s Pruitt Met with Dow Prior to Favorable RulingDev GowdaKara Cook-Schultz

On March 31st, EPA Administrator Scott Pruitt announced that his agency would deny a petition to ban the dangerous pesticide chlorpyrifos from being sprayed on food. He announced this decision despite EPA scientists’ earlier findings that concluded that chlorpyrifos, which is manufactured by Dow Chemical, can harm brain development of fetuses and infants after ingesting even small amounts. The news that the EPA would continue to allow the spraying of chlorpyrifos alarmed doctors and other public health officials, but what’s even more interesting is that according to several recent Freedom of Information Act requests, Pruitt met with Dow CEO Andrew Liveris at a Houston hotel just twenty days prior to making his controversial decision.

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Blog Post | Financial Reform

Sloppy Credit Bureaus, Sketchy Credit Doctors Slammed by Trifecta of CFPB, State AGs and Consumer Lawyers | Ed Mierzwinski

In the news this month are several successful efforts to improve credit report accuracy, compensate the victims of credit bureau malfeasance and also to bring some credit repair doctors to heel. Did it take a village? No, it took a combination of strong consumer laws, a strong CFPB, tough state attorneys general working on a bi-partisan basis and, finally, consumer attorneys engaged in private enforcement of the laws as another line of defense. For markets to work fairly, consumers need all these levels of protection.

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